I’m a creature of habit. Packing for a trip to New York, I fall into the same tried and tested routine. When it comes to spending money, that means a wallet of crisp dollar bills which quickly morphs into a pocket full of nickels, dimes and pennies. Spending this ever-growing mountain of coins involves finding a retail assistant (and a queue of other shoppers waiting behind me to pay) with the patience of a saint while I count out the exact change. Of course, if they didn’t add on the tax at the till, I could sort it out beforehand instead of admitting defeat and breaking another twenty. So, at the end of the trip, I tip my leftover coins into the drawer at home and resolve to do things differently next time.
This time I have. For the last two days I have been trying out a Caxton FX currency card. Loaded up with dollars and bearing the Visa logo, I can use this like I would a regular credit card, but without the end of holiday bill that can take the edge off a good vacation.
Here’s what I did with it.
Day 1: The Bronx
Tino’s delicatessen in Arthur Avenue looked like the perfect spot for a coffee. Four elderly Italians with accents like Robert de Niro sat at one of the pavement cafes while I took the other. Interrupting their conversations every now and again to apologise for their colourful language, they spoke warmly of this close-knit community that had been their home for decades and puffed cigar smoke into each other’s faces.